Add cash, receivables, inventory, prepaid expenses, debts and custom balances to see working capital and liquidity ratios. Compare current and proposed scenarios and optional operating-cycle metrics.
01 / CURRENCY & LIQUIDITY
Working capital = current assets − current liabilities. Balances may be negative; currency codes change display and precision only.
02 / CURRENT BALANCES
Quick assets include cash and receivables plus custom assets you explicitly mark liquid; inventory and prepaid expenses are excluded.
Cash conversion cycle (CCC) = inventory days + receivable days − payable days. All three are required for a CCC; negative CCC is possible.
03 / LIQUIDITY BREAKDOWN
| Type | Item | Amount | Quick asset? |
|---|---|---|---|
| Asset | Cash and cash equivalents | $0.00 | Yes |
| Asset | Accounts receivable | $0.00 | Yes |
| Asset | Inventory | $0.00 | No |
| Asset | Prepaid expenses | $0.00 | No |
| Liability | Accounts payable | $0.00 | — |
| Liability | Short-term debt | $0.00 | — |
| Liability | Accrued expenses | $0.00 | — |
Indicators describe the entered balance only, not financial advice. Ratios are N/A when current liabilities are zero or negative; missing operating days produce N/A for the cycle.
04 / SCENARIO COMPARISON
These liquidity indicators and proposed scenarios are informational estimates, not financial advice. Your balances stay in your browser.
Enter itemized current assets and liabilities.
Add named custom balances and optional inventory, receivable and payable days.
Review working capital, liquidity ratios and scenario changes.
Enter current asset and liability balances, optionally add named custom items and mark liquid custom assets. Add inventory, receivable and payable days to see a cash conversion cycle. Compare an independent proposed scenario, copy or download results.
See itemized working capital, current/quick/cash ratios with zero-liability safeguards, optional operating days, and scenario differences. Handles negative balances and keeps custom quick assets explicit.
All balances are calculated locally in your browser. Liquidity indicators and proposed comparisons are informational estimates, not financial advice.
Working capital is total current assets minus total current liabilities. Positive or negative values describe the entered balances, not a recommendation.
Current ratio uses all current assets. Quick ratio uses cash, receivables and custom assets you mark liquid, excluding inventory and prepaid expenses. Cash ratio uses cash only. All divide by positive current liabilities.
Working capital still appears, but current, quick and cash ratios show N/A because a positive liability denominator is needed for a useful liquidity comparison.
Cash conversion cycle in days equals inventory days plus receivable days minus payable days. All three optional day inputs are needed; a negative cycle is possible.
Yes. Enter signed asset and liability balances; custom assets are excluded from quick assets unless you explicitly mark them liquid. Validate unusual negative balances against your records.
A proposed scenario starts as an independent copy of current inputs. Working-capital change is proposed minus current; percentage change shows N/A if current working capital is zero.